Are you in need of a small loan but do not have any security in order to qualify? CARED can take care of this need with its Unsecured Personal Loan facility.

How much money can I get?

The maximum available under this facility is EC$10,000.

Who can apply for this type of loan?

Anyone employed for at least 1 ½ years with an established firm that arranges salary deduction for its employees

Do I need to make a deposit?

No deposit is required.

What do I need to provide in order to apply?

1. Your job letter
2. One or two recent salary slips depending on whether you are monthly or fortnightly paid
3. Your National  ID Card

How long must I wait before getting the money?

In the absence of delays it takes 3 working days to receive your cheque.

May I apply for a new loan before paying off my current loan?

Yes you may.